Unique Waterfront Opportunity | Choctaw Rd, Fort Morgan Pines. Own a 0.143-acre vacant waterfront parcel in the sought-after Fort Morgan Pines subdivision, directly on Mobile Bay. This property offers potential for a creative waterfront investment, including a fishing retreat, raised beach cottage, private pier, or boathouse. Zoned RSF-1 for single-family residential use (buyer to confirm), it is conveniently located near Gulf Shores attractions, public beaches, marinas, and the Fort Morgan Ferry. The lot is currently fully submerged and situated in Flood Zone VE (High Risk), requiring elevation and compliance with floodplain standards. Any development or use will require investigation and approvals from the U.S. Army Corps of Engineers, Alabama Department of Environmental Management, and U.S. Fish and Wildlife Service. No survey is on file—buyers must verify boundaries, landmass, and water depth. This is a rare opportunity for waterfront ownership in a serene location, ideal for an investor or creative builder prepared to navigate permitting requirements. Buyer to perform all due diligence and verify all information. Buyer to verify all information during due diligence.