Discover the perfect blend of charm and convenience in this delightful cottage nestled in the highly sought-after Semmes community, where eligibility for USDA 100% financing makes homeownership accessible—ideal for first-time buyers or those seeking a seamless move! This adorable 3-bedroom, 2-bathroom residence features a highly desirable open floor plan that promotes effortless flow and family togetherness, complemented by durable ceramic tile flooring throughout for easy maintenance, pet-friendly living. All essential appliances convey with the home, including a refrigerator, stove, dishwasher, and even the washer and dryer, ensuring you're ready to settle in from day one. Situated on just over a half-acre of lush, level land, this property offers abundant outdoor space for relaxation, gardening, or entertaining. Unwind on the expansive covered patio, perfect for al fresco dining or evening gatherings, while the fully fenced backyard provides a safe haven for children and pets to play freely. The generous concrete driveway accommodates multiple vehicles, boats, or recreational toys with ease, adding practical appeal for active lifestyles. Enhancing the home's functionality are two convenient storage sheds that also convey, providing ample room for tools, equipment, or seasonal items without cluttering your living spaces. Don't let this rare opportunity slip away in a community known for its peaceful suburban charm and proximity to local amenities—schedule your private showing today and make this Semmes gem your own before it's gone!